Working to bring funeral costs down 

 The Bespoke Funeral Plan at Silver Clouds Later Life Planning 

The Bespoke Funeral Plan at Silver Clouds Later Life Planning 

What does the funeral plan cover?  KEY FEATURES  This particular funeral plan gives you the flexibility to build your own plan according to your personal wishes and budget. Just let your funeral director or financial representative know your choices and they will be happy to provide for you a unique plan that encompasses your exact requirements. 

What does the funeral plan cover?  KEY FEATURES  This particular funeral plan gives you the flexibility to build your own plan according to your personal wishes and budget. Just let your funeral director or financial representative know your choices and they will be happy to provide for you a unique plan that encompasses your exact requirements. 

This option includes 
 
Interest free options are based on a £250 deposit 
 
You may spread the cost of your Funeral Plan over 12, 18 or 24 months. 
 
Disbursements which are also known as 3rd party charges are the costs to a funeral director that are outside of the funeral directors control. These disbursements would cover other costs such as the cremation fees or the cost of a burial and ministers fees. Silver Clouds Funeral Plans cover these fees within this plan. Silver Clouds Funeral Plans plans with the exception of the Silver plan include enough to pay all disbursement fees. 
 
Funeral Plans contain an allowance to cover 3rd party fees. This allowance rises annually at least in line with RPI. There may be a balance to pay at the time of need if the 3rd party fees payable by the funeral director on your behalf when you die, exceed the allowance in your plan plus uplift at that time.